One credit decision, a whole chain of borrowers.
Assessing a two-person workshop is not worth your underwriting time — but you never have to. Every advance on Junctura is secured by an invoice a large buyer has already confirmed, so one decision about one company reaches hundreds you could never bank directly.
The anchor carries the risk
You are exposed to the confirmed obligation of the buyer at the top, not to the small business taking the advance.
A record you can rely on
Every approval and payment is written once and never edited. What you fund is what the buyer confirmed, on an append-only record.
Reach without branches
Deep-tier suppliers you could never originate come to you through the chain, already verified, already attached to an obligation you priced.
Run by the network desk
The desk operates the book between you and the chain — programmes, members, limits and settlement. Funders work with the desk directly.
It starts with one buyer and one supplier. Everyone further down joins from there.